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4 articles
The Energy Performance Certificate has evolved from a forgotten attachment into the document that shapes mortgage lending, rental eligibility and buyer negotiations. We examine why ratings are becoming the hinge on which property transactions turn, and what paperwork owners need to protect their position.
Losing a tenancy agreement, an EPC or the deeds to your home feels alarming, but almost nothing in UK housing paperwork is truly irreplaceable. This guide walks through the recovery routes for tenants, landlords and buyers — and explains why the correct first step depends entirely on which side of the transaction you sit.
Some documents only reveal their value the day something goes wrong — a leaking extension, a missing Fensa certificate, an indemnity policy nobody explained. Here are ten pieces of paperwork buyers should chase down before exchange, and what to do when they simply don't exist.
Choosing between RICS survey levels can feel like a guessing game with a four-figure price attached. We break down what each tier actually covers, which property types suit which survey, and the scenarios where paying more saves far more.